The Mill of Midas

For 6 level 7 PCs, 3 to 3.5 hours, 3 encounters. Cure the king if possible.

📜 Session Summary

Style Urban curse investigation where greed, panic, and quarantine are more dangerous than blades.
Win Condition Midas is cured or contained, the millstone is cracked, and the market keeps enough food and trust to recover.
Loss Condition The golden touch becomes a civic plague; bread, coin, and bodies turn beautiful and useless.
Players 6 × Level 7 · 3–3.5 hrs · 3 encounters
Key Ally Philon the Coin-Shaver (recruit Enc. Enc. 1 or Enc. 2) · Maguffin: Clay Loaf of Pact-Breaking

Description

Queen Damodice hooks the party. Maguffin Clay Loaf of Pact-Breaking pays off in the finale against Avarice in the Millstone. Recruit Philon the Coin-Shaver along the way.

Stop a golden contagion spreading from a king's touch through a market quarter.

"A flour-dusted receipt stamped with a gold thumbprint and a list of missing bakers."— Recovered from the first sealed stall

Major Beats

  • A child tries to trade a golden apple for bread no one can eat.
  • Midas speaks through a door with both hands tied in linen.
  • A market bell turns to gold mid-ring and keeps vibrating.
  • The millstone whispers prices for every heroic compromise.

Creature / Enemy List

CreatureEasyMedHardNotes
Gilded Panic MobmedhardCR 4 · Hazardous crowd
Auric HomunculusmedhardCR 3 · Curse scout
Goldmask Bread WardensmedhardCR 5 · Elite quarantine enforcers
Avarice in the MillstonemedhardCR 9 · Boss, possessing curse engine
Philon the Coin-Shaver11Recruit Enc. Enc. 1 or Enc. 2

Encounter 1 — Quarantine at the Saffron Gate

Enc. 1 - Social investigation · ~50 min

Overview

Navigate guards, frightened merchants, and gold-touched evidence without turning the street into a riot.

🗺 Terrain

Market gate, sealed bread stalls, gold-streaked fountain, guard cordon, rooftops for stealth entry.

Mechanics

  • Run a 4-success DC 15 challenge with Persuasion, Insight, Investigation, Medicine, or Stealth.
  • Failures increase the Riot clock; at 3 marks the Gilded Panic Mob surges.
  • Clay Loaf reveals curse-tracks from touched bread to the royal mill.
  • Recruit Philon by protecting civilians or using him as a guide instead of a scapegoat.

Creature Cards

👤

Queen Damodice

Human queen, civic patron under quarantine

Motivation. Save her husband and the market quarter without starting a riot or inviting a coup.

Secret. Midas ordered the mill reopened after the first warning because the city needed bread.

Hard rule. She will not sanction murdering Midas while a cure remains possible.

Clay Loaf of Pact-Breaking

Ritual focus, humble counterweight to divine greed

Appearance: A heavy gray loaf that smells like rain, ash, and honest work.

Handout. "Gold cannot eat. Gold cannot knead. Feed the king what wealth refuses."

Enc. 1–2. Absorbs one minor golding effect or reveals fresh curse-tracks as dull clay footprints.

Enc. 3. Pressed into the millstone or Midas's hands, it gives the party one round to redirect the curse into earth.

🦅

Philon the Coin-Shaver

Medium Humanoid, Neutral · Recruitable Ally · Fence, street guide, and reluctant public witness

AC 14  |  HP 52  |  Speed 30 ft.

12 (+1)STR
14 (+2)DEX
12 (+1)CON
12 (+1)INT
14 (+2)WIS
16 (+3)CHA

Role: Fence, street guide, and reluctant public witness

RECRUITMENT (Enc. Enc. 1 or Enc. 2). Protect his sister's stall, expose a profiteer, or promise amnesty for his quarantine smuggling.

Aid. Acts on party initiative when recruited; prefers nonlethal when asked.

Strike. Dagger +6 to hit, 6 piercing; Help as bonus action for Stealth, Investigation, or street Persuasion.

Gilded Panic Mob

Medium Creature · CR 4 · Hazardous crowd

AC 12  |  HP 88  |  Speed 30 ft.

14 (+2)STR
12 (+1)DEX
14 (+2)CON
10 (+0)INT
11 (+0)WIS
10 (+0)CHA

Note. Can be calmed; reducing to 0 means dispersal, not massacre.

Attack. Crush and grab, DC 15 Strength or Dexterity save or 18 bludgeoning and restrained.


Encounter 2 — The Counting House Crawl

Enc. 2 - Stealth and clues · ~55 min

Overview

Slip through seized ledgers and guarded flour stores to learn how the curse spreads through trade.

🗺 Terrain

Two-story counting house, flour hoist, locked ledger room, bridge to the royal mill.

Mechanics

  • Three clue nodes: contaminated flour, Midas's sealed apology, and coin dust from the millstone.
  • Stealth can bypass Wardens; social proof can convert them into a noisy distraction.
  • Auric Homunculi flee toward the mill unless boxed in by clever positioning.
  • A cursed object touched barehanded requires DC 15 Constitution save or disadvantage on Dexterity checks until cleansed.

Creature Cards

Clay Loaf of Pact-Breaking

Ritual focus, humble counterweight to divine greed

Appearance: A heavy gray loaf that smells like rain, ash, and honest work.

Handout. "Gold cannot eat. Gold cannot knead. Feed the king what wealth refuses."

Enc. 1–2. Absorbs one minor golding effect or reveals fresh curse-tracks as dull clay footprints.

Enc. 3. Pressed into the millstone or Midas's hands, it gives the party one round to redirect the curse into earth.

🦅

Philon the Coin-Shaver

Medium Humanoid, Neutral · Recruitable Ally · Fence, street guide, and reluctant public witness

AC 14  |  HP 52  |  Speed 30 ft.

12 (+1)STR
14 (+2)DEX
12 (+1)CON
12 (+1)INT
14 (+2)WIS
16 (+3)CHA

Role: Fence, street guide, and reluctant public witness

RECRUITMENT (Enc. Enc. 1 or Enc. 2). Protect his sister's stall, expose a profiteer, or promise amnesty for his quarantine smuggling.

Aid. Acts on party initiative when recruited; prefers nonlethal when asked.

Strike. Dagger +6 to hit, 6 piercing; Help as bonus action for Stealth, Investigation, or street Persuasion.

Auric Homunculus

Medium Creature · CR 3 · Curse scout

AC 16  |  HP 44  |  Speed 30 ft.

14 (+2)STR
12 (+1)DEX
14 (+2)CON
10 (+0)INT
11 (+0)WIS
10 (+0)CHA

Note. Carries traces back to the cursed millstone.

Attack. Gold needle +6 to hit, 8 piercing plus DC 14 Constitution save or slowed by stiffening gold.

Goldmask Bread Wardens

Medium Creature · CR 5 · Elite quarantine enforcers

AC 17  |  HP 95  |  Speed 30 ft.

14 (+2)STR
12 (+1)DEX
14 (+2)CON
10 (+0)INT
11 (+0)WIS
10 (+0)CHA

Note. Will stand down if shown the queen's signet or proof of the true source.

Attack. Two spear attacks +7 to hit, 10 piercing each; net toss restrains on DC 15 Dexterity.


Encounter 3 — Midas at the Grinding Stone

Enc. 3 - Hard boss fight · ~85 min

Overview

Contain the living curse while Midas begs not to touch anyone and the millstone tries to crown him forever.

🗺 Terrain

Royal mill floor, turning gears, flour pits, gold-crusted sluice, and a locked viewing gallery.

Mechanics

  • Midas is a protected objective: if isolated and spoken to, he spends his turn resisting the curse.
  • At initiative 20, the millstone golds one object, exit, or 10-foot floor patch unless disrupted.
  • Maguffin payoff: feed the Clay Loaf into the stone or Midas's hands to make the curse vulnerable for 1 round.
  • Victory can be cure, containment, or shattering the possessing Avarice; murdering Midas counts as a bitter loss.

Creature Cards

👤

Queen Damodice

Human queen, civic patron under quarantine

Motivation. Save her husband and the market quarter without starting a riot or inviting a coup.

Secret. Midas ordered the mill reopened after the first warning because the city needed bread.

Hard rule. She will not sanction murdering Midas while a cure remains possible.

Clay Loaf of Pact-Breaking

Ritual focus, humble counterweight to divine greed

Appearance: A heavy gray loaf that smells like rain, ash, and honest work.

Handout. "Gold cannot eat. Gold cannot knead. Feed the king what wealth refuses."

Enc. 1–2. Absorbs one minor golding effect or reveals fresh curse-tracks as dull clay footprints.

Enc. 3. Pressed into the millstone or Midas's hands, it gives the party one round to redirect the curse into earth.

Goldmask Bread Wardens

Medium Creature · CR 5 · Elite quarantine enforcers

AC 17  |  HP 95  |  Speed 30 ft.

14 (+2)STR
12 (+1)DEX
14 (+2)CON
10 (+0)INT
11 (+0)WIS
10 (+0)CHA

Note. Will stand down if shown the queen's signet or proof of the true source.

Attack. Two spear attacks +7 to hit, 10 piercing each; net toss restrains on DC 15 Dexterity.

Avarice in the Millstone

Large Creature · CR 9 · Boss, possessing curse engine · Boss

AC 18  |  HP 172  |  Speed 40 ft.

18 (+4)STR
12 (+1)DEX
18 (+4)CON
10 (+0)INT
12 (+1)WIS
12 (+1)CHA

Role: Boss, possessing curse engine

Note. Boss last. It wants Midas alive as its hand, not dead.

Hard encounter focus. Win condition may be steal, escape, disable, or drive-off — not always kill.

Multiattack / Assault. Grinding aura and gold shards; DC 16 Constitution save or 28 force/radiant and partial golding.

Advance (1). Move up to half Speed.

Strike (1). One attack from Assault.


⚖️ Difficulty Scaling

As Written ★ — 6 Players, Average Level 7

  • Baseline for this guide. Numbers, DCs, and win tracks assume six PCs at average level 7.

Library Standard — 6 Players, Average Level 8

  • Slight bump: elite HP +15–20%, one extra minion in Enc. 1 or 2, DCs +1. Enc. 3 as written is near-parity.

Easier

  • APL 5–6: −1 elite; boss loses one recharge attack.

Harder

  • APL 8–9: +1 elite; boss recharge improves by 1 step.

📋 Appendix — Cards

👤

Queen Damodice

Human queen, civic patron under quarantine

Motivation. Save her husband and the market quarter without starting a riot or inviting a coup.

Secret. Midas ordered the mill reopened after the first warning because the city needed bread.

Hard rule. She will not sanction murdering Midas while a cure remains possible.

Clay Loaf of Pact-Breaking

Ritual focus, humble counterweight to divine greed

Appearance: A heavy gray loaf that smells like rain, ash, and honest work.

Handout. "Gold cannot eat. Gold cannot knead. Feed the king what wealth refuses."

Enc. 1–2. Absorbs one minor golding effect or reveals fresh curse-tracks as dull clay footprints.

Enc. 3. Pressed into the millstone or Midas's hands, it gives the party one round to redirect the curse into earth.

🦅

Philon the Coin-Shaver

Medium Humanoid, Neutral · Recruitable Ally · Fence, street guide, and reluctant public witness

AC 14  |  HP 52  |  Speed 30 ft.

12 (+1)STR
14 (+2)DEX
12 (+1)CON
12 (+1)INT
14 (+2)WIS
16 (+3)CHA

Role: Fence, street guide, and reluctant public witness

RECRUITMENT (Enc. Enc. 1 or Enc. 2). Protect his sister's stall, expose a profiteer, or promise amnesty for his quarantine smuggling.

Aid. Acts on party initiative when recruited; prefers nonlethal when asked.

Strike. Dagger +6 to hit, 6 piercing; Help as bonus action for Stealth, Investigation, or street Persuasion.

Gilded Panic Mob

Medium Creature · CR 4 · Hazardous crowd

AC 12  |  HP 88  |  Speed 30 ft.

14 (+2)STR
12 (+1)DEX
14 (+2)CON
10 (+0)INT
11 (+0)WIS
10 (+0)CHA

Note. Can be calmed; reducing to 0 means dispersal, not massacre.

Attack. Crush and grab, DC 15 Strength or Dexterity save or 18 bludgeoning and restrained.

Auric Homunculus

Medium Creature · CR 3 · Curse scout

AC 16  |  HP 44  |  Speed 30 ft.

14 (+2)STR
12 (+1)DEX
14 (+2)CON
10 (+0)INT
11 (+0)WIS
10 (+0)CHA

Note. Carries traces back to the cursed millstone.

Attack. Gold needle +6 to hit, 8 piercing plus DC 14 Constitution save or slowed by stiffening gold.

Goldmask Bread Wardens

Medium Creature · CR 5 · Elite quarantine enforcers

AC 17  |  HP 95  |  Speed 30 ft.

14 (+2)STR
12 (+1)DEX
14 (+2)CON
10 (+0)INT
11 (+0)WIS
10 (+0)CHA

Note. Will stand down if shown the queen's signet or proof of the true source.

Attack. Two spear attacks +7 to hit, 10 piercing each; net toss restrains on DC 15 Dexterity.

Avarice in the Millstone

Large Creature · CR 9 · Boss, possessing curse engine · Boss

AC 18  |  HP 172  |  Speed 40 ft.

18 (+4)STR
12 (+1)DEX
18 (+4)CON
10 (+0)INT
12 (+1)WIS
12 (+1)CHA

Role: Boss, possessing curse engine

Note. Boss last. It wants Midas alive as its hand, not dead.

Hard encounter focus. Win condition may be steal, escape, disable, or drive-off — not always kill.

Multiattack / Assault. Grinding aura and gold shards; DC 16 Constitution save or 28 force/radiant and partial golding.

Advance (1). Move up to half Speed.

Strike (1). One attack from Assault.